jm X%²bß0ÍMAóÔ,6çù ÑÈüáBË©Í8ëûL²Credit card = better consumer protection - using them responsibly shouldn't be avoided (I'm using them like a debit card - paying them off every month - 7 week delay, 0 interest)
https://whatsonchain.com/tx/5e54e6cbe6fb4d16cbda8eec7ad5a95c4d33d4a953e5b3b481da3d8106eb34ff