jmLÇInitiative Q is an attempt by ex-PayPal guys to create a new payment system instead of credit cards that were designed in the 1950s.
Here is my invite link: https://initiativeq.com/invite/HmCa8rK2Q
https://whatsonchain.com/tx/9dee8d337b04b4eb713cfc4c31f919c9de70da73b25e97799493db552f4193e0